Disability Insurance Disability InsuranceCommonly referred to as paycheck insurance. If you were unable to go to work due to a sickness or injury how would you support yourself or your family? Disability insurance coverage can be offered through a group or as an individual. An individual analysis of your personal information and needs is the first step in selecting disability coverage. Did you know? Life expectancy after age 65 is now 19.4 years. The longer people live, the greater the chance they’ll help due to chronic conditions.About 70% of people who reach age 65 are expected to need some form of long-term care at least one in their life time.About 35% of people who reach age 65 are expected to enter a nursing home at least once in their lifetime. Of those who are in a nursing home, the average stay is one year. We understand you want to help protect what you’ve worked so hard to achieve. It’s important to prepare for unexpected injuries or illnesses through disability insurance. We can help develop a plan for you to fund these potential costs that fits your goals and budget. Our staff at Atlas can prepare an individual analysis and review to determine the best need for your situation. Our staff is able and prepared to help guide you through the application and underwriting process. Our local agency is here every step of the way to assist before, during and after the purchase of your individual disability plan.