Long Term Care

Long Term Care Insurance

Have you thought about – Where you would prefer to live if you could not longer care for yourself? Are you comfortable with the prospect of living in a nursing home, or do you have plans to stay in your home, or move in with a family member or friend should special care be required? It’s important to have a plan in place should the need ever arise.


Are you prepared?

  • Life expectancy after age 65 is now 19.4 years. The longer people live, the greater the chance they’ll help due to chronic conditions.
  • About 70% of people who reach age 65 are expected to need some form of long-term care at least one in their life time.
  • About 35% of people who reach age 65 are expected to enter a nursing home at least once in their lifetime. Of those who are in a nursing home, the average stay is one year.


We understand you want to help protect what you’ve worked so hard to achieve. It’s important to prepare for health-related expenses like long term care. We can help develop a plan for you to fund these potential costs that fits your goals and budget.

  • Traditional Long-Term Care
  • Hybrid Life/Long Term Care
  • Life Insurance with Chronic Illness or Long-Term Care riders